No Fees Unless Case Won Or Settled
No upfront legal fees to start your claim.
Catastrophic Injury Lawyers
We fight for the maximum compensation our clients are entitled to under Ontario law.
No Fees Unless Case Won or Settled
Brain Injuries
Spinal Cord Injuries
Catastrophic Impairment
Wrongful Death Claims
Free Consultations Open 24 hrs
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Direct representation from Elena Pelz.
Confidential case review for accident, injury, disability, and insurance related claims.
No upfront legal fees unless your case is won or settled.
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Toronto Catastrophic Injury Lawyer
Maximum Compensation For Life-Changing Injuries
A catastrophic injury can change your health, income, independence, family life, and future. Pelz Law Group represents injured people and families pursuing maximum compensation under Ontario law.
Speak with Elena Pelz before giving the insurance company control over the value of your claim.
Free Consultation With Elena Pelz
Get direct answers before accepting the insurer’s position.
Plaintiff-Side Only
Pelz Law Group does not work for insurance companies.
Serious Injury Claims
Injuries That May Be Catastrophic
Catastrophic injury claims may involve permanent impairment, long-term care, major financial loss, and serious changes to daily life.
Brain Injuries
Memory loss, concentration problems, personality changes, headaches, dizziness, and loss of independence.
Spinal Cord Injuries
Paralysis, mobility loss, chronic pain, assistive devices, home changes, and long-term support needs.
Severe Fractures
Multiple fractures, crushed limbs, surgical repairs, permanent restrictions, and reduced ability to work.
Amputations
Loss of limb, prosthetics, rehabilitation, home changes, emotional impact, and future care needs.
Serious Burns
Disfigurement, pain, surgeries, skin grafting, psychological injury, and permanent scarring.
Fatal Accidents
Family claims after a loved one is killed because of negligence or unsafe conduct.
Insurance Company Pressure
Do Not Let The Insurer Decide What Your Future Is Worth
Insurance companies may move quickly after a serious accident. They may request statements, send forms, schedule assessments, delay benefits, or make settlement offers before the full impact of the injury is known.
Pelz Law Group protects injured people from being rushed, pressured, or underpaid. The firm pursues maximum compensation for medical needs, income loss, pain and suffering, care costs, and the long-term impact of the injury.
Car Accidents
Severe motor vehicle accident injuries and accident benefit disputes.
Truck Accidents
Commercial vehicle collisions causing catastrophic harm.
Motorcycle Accidents
Life-changing injuries involving riders and passengers.
Bicycle, E-Bike And E-Scooter Accidents
Serious rider injuries caused by negligent drivers or unsafe conditions.
Slip And Fall Injuries
Severe injuries caused by unsafe property conditions.
Maximum Compensation Under Ontario Law
What Compensation May Include
Every case depends on the facts. Pelz Law Group pursues maximum compensation for the losses that affect your life now and in the future.
Income Loss
Lost wages, reduced earning capacity, missed opportunities, and future work limitations.
Medical Costs
Treatment, therapy, rehabilitation, medication, assessments, and recovery support.
Future Care
Attendant care, home support, accessibility needs, mobility equipment, and ongoing assistance.
Pain And Suffering
Compensation for the physical, emotional, and personal impact of the injury.
Why Choose Pelz Law Group
Direct Representation From Elena Pelz
Free Consultation
Speak with Elena Pelz about your injury, insurance issues, and next steps.
No Win, No Fee
No fees unless your case is won or settled.
Maximum Compensation Focus
The goal is securing maximum compensation under Ontario law.
Insurance Accountability
Pelz Law Group fights insurer delay, pressure, and low settlement offers.
Catastrophic Injury Questions
Answers Before You Call
Should I call a lawyer after a catastrophic injury?
Yes. Speak with Elena Pelz before signing documents, giving detailed statements, or accepting a settlement from the insurance company.
Does Pelz Law Group offer free consultations?
Yes. You can contact Pelz Law Group for a free consultation about a catastrophic injury or serious personal injury claim.
Are there upfront legal fees?
No. Pelz Law Group works with no fees unless the case is won or settled.
Speak With Elena Pelz Today
If you or a loved one suffered a catastrophic injury, contact Pelz Law Group before accepting the insurer’s position. The firm fights to secure maximum compensation under Ontario law.
Client Testimonials
Real Client Experiences With Pelz Law Group
Stories from injured clients who trusted Elena Pelz and her legal team through serious personal injury claims.
★ ★ ★ ★ ★
“The moment I walked through the door, I was treated with care and respect. Elena took her time to make sure that I understand the process and provided outstanding legal advice which in the end proved to be successful. I would recommend her to any friends and family as her level of professionalism and dedication to my file was superb.”
Slip and fall causing rib fracture and right shoulder muscular tear Ludmila W.★ ★ ★ ★ ★
“My injury prevented me from being able to work and from being able to take care of my house. On top of my physical injuries I developed significant psychological problems. Elena secured a significant settlement from a third party claim and in addition was able to prove that my injuries were catastrophic. During the entire claim process, Elena and her legal team were very supportive at every step.”
Significant soft tissue injury motor vehicle accident Marie K.★ ★ ★ ★ ★
“After experiencing a lower back injury, I was psychologically low spirited and didn’t know where to go. I was recommended by a friend but didn’t know what to expect. Elena’s knowledge and professionalism led to an incredible settlement which I did not expect. You feel confident when you are in good hands.”
Lower back injury, PTSD Ella R.★ ★ ★ ★ ★
“After experiencing a significant car accident that resulted in a right hand fracture, I felt overwhelmed and lost. Elena assisted me with every aspect of my case and was able to settle it within 2 years. Would highly recommend her services.”
Suffered a significant car accident resulting in right hand fracture Vadim M.★ ★ ★ ★ ★
“After being struck by a car twice in one year, while on a bicycle, I was struggling with the complex paperwork and felt helpless while dealing with the insurance companies on my own. Because of Elena’s help I was able to get my life back on track and focus on my treatments. She was able to reach a global settlement with the insurance companies.”
Two bicycle accidents few months apart, concussion Peter G.★ ★ ★ ★ ★
“It has truly been an incredible experience working with Mrs. Elena Pelz and Pelz Law Group. Elena was professional, diligent, and committed. Despite many challenges, she remained persistent for the last four years and worked tirelessly. The team displayed the highest degrees of professionalism, fairness, ethics, and communication.”
Head Injury, chronic pain syndrome Kashif M.★ ★ ★ ★ ★
“The moment I walked through the door, I was treated with care and respect. Elena took her time to make sure that I understand the process and provided outstanding legal advice which in the end proved to be successful. I would recommend her to any friends and family as her level of professionalism and dedication to my file was superb.”
Slip and fall causing rib fracture and right shoulder muscular tear Ludmila W.★ ★ ★ ★ ★
“My injury prevented me from being able to work and from being able to take care of my house. On top of my physical injuries I developed significant psychological problems. Elena secured a significant settlement from a third party claim and in addition was able to prove that my injuries were catastrophic. During the entire claim process, Elena and her legal team were very supportive at every step.”
Significant soft tissue injury motor vehicle accident Marie K.★ ★ ★ ★ ★
“After experiencing a lower back injury, I was psychologically low spirited and didn’t know where to go. I was recommended by a friend but didn’t know what to expect. Elena’s knowledge and professionalism led to an incredible settlement which I did not expect. You feel confident when you are in good hands.”
Lower back injury, PTSD Ella R.★ ★ ★ ★ ★
“After experiencing a significant car accident that resulted in a right hand fracture, I felt overwhelmed and lost. Elena assisted me with every aspect of my case and was able to settle it within 2 years. Would highly recommend her services.”
Suffered a significant car accident resulting in right hand fracture Vadim M.★ ★ ★ ★ ★
“After being struck by a car twice in one year, while on a bicycle, I was struggling with the complex paperwork and felt helpless while dealing with the insurance companies on my own. Because of Elena’s help I was able to get my life back on track and focus on my treatments. She was able to reach a global settlement with the insurance companies.”
Two bicycle accidents few months apart, concussion Peter G.★ ★ ★ ★ ★
“It has truly been an incredible experience working with Mrs. Elena Pelz and Pelz Law Group. Elena was professional, diligent, and committed. Despite many challenges, she remained persistent for the last four years and worked tirelessly. The team displayed the highest degrees of professionalism, fairness, ethics, and communication.”
Head Injury, chronic pain syndrome Kashif M.Ontario Injury Claim Questions
Clear answers about accident claims, disability disputes, serious injuries, wrongful death claims, and pursuing maximum compensation under Ontario law.
Injury Claims And Compensation
How much is my personal injury claim worth?
The value of a personal injury claim depends on the severity of the injuries, medical evidence, income loss, future care needs, pain and suffering, liability, available insurance, and how the accident affects work, independence, family life, and daily activities. Pelz Law Group reviews the facts, records, and long term impact before assessing the claim and developing a strategy focused on pursuing maximum compensation.
What types of compensation may be available after a serious accident?
Compensation may include medical treatment, rehabilitation, income replacement, attendant care, housekeeping support, future care costs, loss of earning capacity, pain and suffering, and out of pocket expenses. In serious cases, the claim may also involve long term disability issues, catastrophic injury benefits, and future financial losses. Pelz Law Group helps clients identify all available sources of recovery.
How long do I have to start a personal injury claim in Ontario?
Many Ontario personal injury claims have a two year limitation period, but some notice requirements and insurance deadlines can be much shorter. Claims involving municipalities, accident benefits, disability policies, minors, or multiple defendants may involve different timing issues. Pelz Law Group recommends getting legal advice as early as possible so deadlines are protected and evidence is preserved.
What evidence is important in a personal injury case?
Important evidence may include medical records, photographs, accident reports, witness information, income records, insurance documents, treatment plans, specialist opinions, surveillance concerns, and proof of how the injury affects daily life. Pelz Law Group helps organize evidence so the claim is supported by documentation, not only by the client’s description of what happened.
Can I still recover compensation if I was partially at fault?
Yes, depending on the facts. Ontario claims can involve shared fault, meaning compensation may still be available even if the injured person is found partly responsible. Fault arguments can affect the final recovery, so it is important not to accept an insurer’s position without a legal review. Pelz Law Group examines liability evidence before assessing the strength of the claim.
What should I do immediately after an accident?
Get medical attention, report the accident when required, take photographs if possible, collect witness information, keep receipts, follow treatment recommendations, and avoid giving detailed recorded statements without understanding your rights. Pelz Law Group can help clients avoid early mistakes that may weaken the claim or create unnecessary problems with insurers.
What happens if the insurance company disputes my claim?
Insurers may dispute injury severity, treatment needs, income loss, liability, pre existing conditions, disability restrictions, or the value of damages. Pelz Law Group responds by reviewing the insurer’s position, gathering medical and financial evidence, addressing gaps in the record, and advancing the claim through negotiation or legal action when required.
How long does a personal injury case usually take?
The timeline depends on the complexity of the injuries, treatment progress, expert reports, liability disputes, insurance coverage, and whether the matter resolves by settlement or litigation. Some claims resolve faster, while serious injury cases may take longer because the future impact must be understood before settlement. Pelz Law Group works to move claims forward while protecting long term value.
Do I pay legal fees upfront for an injury claim?
Pelz Law Group offers free consultations for personal injury, disability, and serious accident matters. Many qualifying cases are handled with no fees unless the case is won or settled. This allows injured clients and families to get legal help without paying upfront legal fees during an already difficult time.
What accident benefits may be available after a motor vehicle accident?
Accident benefits may include medical and rehabilitation benefits, income replacement benefits, attendant care, caregiver benefits in qualifying cases, housekeeping support in certain circumstances, and other benefits depending on the policy and injury severity. Pelz Law Group helps clients understand the accident benefit system after motor vehicle accidents.
What should I do after a hit and run or uninsured driver accident?
Report the accident, seek medical care, notify your insurer, document the scene, identify witnesses, and avoid assuming there is no claim because the driver fled or had no insurance. These claims can involve accident benefits, uninsured motorist coverage, and other insurance issues. Pelz Law Group reviews available coverage and helps protect the claim.
Can future income loss and future care costs be included in a claim?
Yes. Serious injury claims may include future income loss, reduced earning capacity, retraining issues, medical treatment, rehabilitation, home care, assistive devices, medication, and long term support. Pelz Law Group develops claims with medical, employment, and financial evidence so future losses are not overlooked during settlement discussions.
Serious Injury, Disability And Fatal Claims
What qualifies as a catastrophic injury in Ontario?
Catastrophic injury claims may involve severe brain injuries, spinal cord injuries, amputations, blindness, major fractures, serious psychological impairment, or other life altering functional limitations. These claims require careful medical evidence and long term planning. Pelz Law Group helps clients with catastrophic injury claims focused on future care and maximum compensation.
Can PTSD or psychological trauma support a compensation claim?
Yes. PTSD, anxiety, depression, sleep disruption, fear of driving, emotional trauma, and other psychological injuries may support a claim when connected to an accident or traumatic event and supported by medical evidence. Pelz Law Group helps clients with PTSD injury claims where psychological harm affects work, treatment, and daily life.
Can a concussion or traumatic brain injury support a claim?
Yes. A concussion or traumatic brain injury may support a claim when symptoms affect memory, concentration, balance, mood, sleep, employment, or daily activities. These claims often require medical records, specialist opinions, and evidence showing functional changes over time. Pelz Law Group assists clients with brain injury claims.
What compensation may be available in a wrongful death claim?
Wrongful death compensation may include funeral expenses, loss of financial support, medical and final expenses, loss of care and guidance, household support, and other losses suffered by surviving family members. Pelz Law Group helps families with wrongful death claims focused on pursuing maximum compensation under Ontario law.
Who may be entitled to bring a wrongful death claim in Ontario?
Depending on the circumstances, spouses, children, parents, grandparents, grandchildren, and siblings may have rights after the wrongful death of a loved one. The strength and value of each claim depends on the family relationship, financial dependency, care and guidance, and the impact of the death. Pelz Law Group reviews these issues with surviving family members.
What should I do if my long term disability benefits are denied or terminated?
Do not assume the insurer’s decision is final. Keep treating with your doctors, save the denial or termination letter, avoid signing a release, and track all deadlines. Pelz Law Group reviews policies, medical evidence, insurer reasons, and appeal options for clients with long term disability claims.
What compensation may be available after a slip and fall accident?
Compensation may include medical expenses, income loss, rehabilitation, pain and suffering, future care, and other losses caused by unsafe property conditions. Slip and fall claims often require fast evidence collection because photos, maintenance records, and witness information can disappear. Pelz Law Group assists clients with slip and fall claims.
Can cyclists, pedestrians, e bike riders, and e scooter riders claim compensation?
Yes, compensation may be available when cyclists, pedestrians, e bike riders, or e scooter riders are injured by negligent drivers, unsafe roads, poor visibility, dangerous intersections, or other hazards. Pelz Law Group helps injured road users, including clients with cyclist accident claims, pursue available compensation.
What issues arise after a motorcycle accident injury?
Motorcycle accident claims often involve serious injuries, disputed liability, driver bias, road conditions, insurance disputes, medical evidence, and long recovery periods. Injured riders may need compensation for treatment, income loss, future care, pain and suffering, and reduced earning capacity. Pelz Law Group helps clients with motorcycle accident claims.
What compensation may be available after a spinal cord injury?
Spinal cord injury claims may involve surgery, rehabilitation, mobility equipment, home modifications, attendant care, income loss, future care, chronic pain, and permanent functional limitations. Pelz Law Group helps clients with spinal cord injury claims by building evidence around the full long term impact of the injury.
Can family members recover compensation after a fatal accident?
Yes, surviving family members may be able to recover compensation after a fatal accident where negligence caused or contributed to the death. Claims may involve financial dependency, funeral expenses, final medical costs, loss of care and guidance, and the emotional and practical impact on the family. Pelz Law Group helps families understand their rights.
Will my case settle or go to court?
Many personal injury, disability, and wrongful death claims resolve through settlement, but court action may be required when an insurer or defendant refuses fair compensation. Pelz Law Group prepares claims carefully so clients are positioned for settlement while remaining ready to move forward with litigation when necessary.
Speak Directly With Elena Pelz
Request a free consultation with Pelz Law Group about your injury, disability denial, fatal accident claim, and options for pursuing maximum compensation.
