Medical And Rehabilitation Costs
Treatment, specialists, physiotherapy, occupational therapy, medication, pain management, and ongoing rehabilitation.
Spinal Cord Injury Lawyers
We fight for the maximum compensation our clients are entitled to under Ontario law.
No Fees Unless Case Won or Settled
Spinal Cord Injuries
Paralysis Claims
Catastrophic Impairment
Lifetime Care Costs
Spinal Cord Injury Claims
How Can A Spinal Cord Injury Affect Your Future?
A spinal cord injury can affect nearly every part of a person's life, including mobility, employment, independence, rehabilitation needs, and future financial security. These claims often involve significant long term losses and substantial future care requirements.
Maximum Compensation Must Account For The Full Impact Of The Injury
Whether the injury results in chronic pain, loss of mobility, partial paralysis, paraplegia, quadriplegia, or permanent impairment, compensation should reflect both current losses and future needs.
At Pelz Law Group, we fight for maximum compensation for individuals and families affected by serious spinal cord injuries throughout Ontario.
Potential Long Term Consequences
- Reduced mobility and independence
- Income loss and reduced earning capacity
- Attendant care requirements
- Home accessibility modifications
- Wheelchairs and mobility equipment
- Rehabilitation and ongoing treatment
- Chronic pain and secondary complications
- Permanent lifestyle changes
What Compensation May Be Available After A Spinal Cord Injury?
Depending on the circumstances, compensation may include accident benefits, medical expenses, rehabilitation costs, attendant care benefits, income loss, future care costs, pain and suffering damages, home modifications, accessibility equipment, and other long term losses arising from the injury.
Free Consultations
Car Accident or Denied LTD Claim? Get Elena Pelz on Your Side.
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Car Accidents: accident benefits plus your claim against the at-fault driver.
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Long-Term Disability Denials: benefits denied or cut off? We take on the insurer.
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Slip & Fall: claims against negligent property owners.
16+ Years
Of Ontario personal injury experience
Multiple $Millions*
Recovered for accident victims & long-term disability denials
$0 Upfront
You pay only if we win or settle
Since 2010
Serving all of Ontario
Why Clients Choose Pelz Law Group
Direct representation from Elena Pelz, with direct access to her throughout your claim.
Accident benefits and the lawsuit against the at-fault driver handled together, so your treatment, evidence and settlement work as one plan.
Free, confidential review of your car accident, long-term disability or slip and fall claim.
Cases We Handle
Car Accidents
Truck Accidents
Motorcycle Accidents
Pedestrian Accidents
Cyclist & E-Bike Accidents
Accident Benefits (SABS)
Long-Term Disability Denials
Slip & Fall
★★★★★“Elena assisted me with every aspect of my case and was able to settle it within 2 years.”
Vadim M. · Car accident, right hand fracture
★★★★★“Elena’s knowledge and professionalism led to an incredible settlement which I did not expect.”
Ella R. · Lower back injury, PTSD
Get A Callback Within Minutes
Complete the form below to request a free consultation with Elena Pelz.
What Happens Next
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Submit the formElena gets your details right away.
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Elena calls you backA free review of your car accident, LTD or slip and fall claim.
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You decideNo obligation, and no fee unless we win or settle.
Don’t Miss Your Deadline
Ontario has strict time limits. Miss one and you can lose your claim.
Car Accident
- Notify your own insurer within 7 days
- Return the accident benefits application within 30 days of receiving it
- Written notice to the at-fault driver within 120 days
- Lawsuit generally within 2 years
Long-Term Disability Denial
- Lawsuit generally within 2 years of the denial
- An internal appeal does not stop that clock
Slip & Fall
- City sidewalk or road: written notice within 10 days
- Snow or ice on private property: written notice within 60 days
Prefer to talk now?
Call Elena directly.
647-250-9912
*Results depend on the facts of each case. Past results do not guarantee a similar outcome. Deadlines are general information, not legal advice; exceptions can apply.
Spinal Cord Injury Compensation
What Compensation Can Be Pursued After A Spinal Cord Injury?
Spinal cord injury claims can involve major medical costs, permanent mobility changes, lost income, future care needs, and long term recovery expenses. Pelz Law Group fights to pursue maximum compensation for the full impact of the injury.
Future Care Costs
Long term care planning, projected treatment needs, medical equipment, support services, and future recovery expenses.
Attendant Care Benefits
Personal care, supervision, daily assistance, home support, and care required after serious spinal cord trauma.
Income Loss
Lost wages, reduced earning capacity, loss of career opportunities, and the financial effect of permanent restrictions.
Home Modifications
Ramps, lifts, bathroom renovations, widened access, accessible living changes, and other necessary home adaptations.
Mobility Equipment
Wheelchairs, mobility aids, assistive technology, accessible vehicle costs, replacement equipment, and maintenance needs.
Pain And Suffering
Compensation for serious pain, loss of enjoyment, reduced independence, and the personal impact of life changing injuries.
Family And Household Losses
Housekeeping limitations, caregiving strain, loss of household capacity, and the wider impact on family life.
Why Are Spinal Cord Injury Claims Often High Value?
Spinal cord injury claims may be high value because the losses can continue for life. Maximum compensation may need to account for future care, rehabilitation, attendant care, home accessibility, mobility equipment, lost income, pain and suffering, and permanent loss of independence.
Maximum Compensation Must Reflect Lifetime Needs
Pelz Law Group fights for spinal cord injury clients whose recovery, independence, work capacity, and future care needs have been changed by serious injury.
Spinal Cord Injury Claim Process
How Pelz Law Group Builds A Spinal Cord Injury Claim
A spinal cord injury claim must prove the full medical, financial, personal, and long term impact of the injury. Pelz Law Group builds the claim to pursue maximum compensation for recovery, care, income loss, and future needs.
From Consultation To Settlement Or Litigation
Elena Pelz reviews the accident, spinal cord injury diagnosis, insurance coverage, accident benefits, medical treatment, work impact, and compensation available under Ontario law.
The claim is developed around the full cost of the injury, including future care, rehabilitation, attendant care, home modifications, mobility equipment, income loss, pain and suffering, and long term recovery needs.
No Fees Unless Case Won Or Settled
Pelz Law Group fights to hold insurers accountable and pursue maximum compensation for individuals and families affected by spinal cord injuries.
Initial Consultation
Elena Pelz reviews the accident, injuries, treatment, insurance issues, accident benefits, and potential claim value.
Medical Evidence Review
Medical records, emergency reports, imaging, specialist opinions, rehabilitation records, and diagnosis details are reviewed.
Future Care And Mobility Needs
The claim is built around rehabilitation, attendant care, mobility equipment, home modifications, vehicle needs, and long term care costs.
Maximum Compensation Strategy
Income loss, reduced earning capacity, pain and suffering, future care, accident benefits, and permanent impairment are developed as part of the claim.
Settlement Or Litigation
If the insurer refuses fair compensation, legal action may be pursued to fight for the compensation available under Ontario law.
Do Not Let An Insurer Minimize A Spinal Cord Injury Claim
Speak with Elena Pelz before accepting a settlement, signing a release, or relying on the insurer’s assessment of a serious spinal cord injury claim.
Client Testimonials
Real Client Experiences With Pelz Law Group
Stories from injured clients who trusted Elena Pelz and her legal team through serious personal injury claims.
★ ★ ★ ★ ★
“The moment I walked through the door, I was treated with care and respect. Elena took her time to make sure that I understand the process and provided outstanding legal advice which in the end proved to be successful. I would recommend her to any friends and family as her level of professionalism and dedication to my file was superb.”
Slip and fall causing rib fracture and right shoulder muscular tear Ludmila W.★ ★ ★ ★ ★
“My injury prevented me from being able to work and from being able to take care of my house. On top of my physical injuries I developed significant psychological problems. Elena secured a significant settlement from a third party claim and in addition was able to prove that my injuries were catastrophic. During the entire claim process, Elena and her legal team were very supportive at every step.”
Significant soft tissue injury motor vehicle accident Marie K.★ ★ ★ ★ ★
“After experiencing a lower back injury, I was psychologically low spirited and didn’t know where to go. I was recommended by a friend but didn’t know what to expect. Elena’s knowledge and professionalism led to an incredible settlement which I did not expect. You feel confident when you are in good hands.”
Lower back injury, PTSD Ella R.★ ★ ★ ★ ★
“After experiencing a significant car accident that resulted in a right hand fracture, I felt overwhelmed and lost. Elena assisted me with every aspect of my case and was able to settle it within 2 years. Would highly recommend her services.”
Suffered a significant car accident resulting in right hand fracture Vadim M.★ ★ ★ ★ ★
“After being struck by a car twice in one year, while on a bicycle, I was struggling with the complex paperwork and felt helpless while dealing with the insurance companies on my own. Because of Elena’s help I was able to get my life back on track and focus on my treatments. She was able to reach a global settlement with the insurance companies.”
Two bicycle accidents few months apart, concussion Peter G.★ ★ ★ ★ ★
“It has truly been an incredible experience working with Mrs. Elena Pelz and Pelz Law Group. Elena was professional, diligent, and committed. Despite many challenges, she remained persistent for the last four years and worked tirelessly. The team displayed the highest degrees of professionalism, fairness, ethics, and communication.”
Head Injury, chronic pain syndrome Kashif M.Common Questions After a Car Accident or Injury in Ontario
Do I need a lawyer after a car accident in Ontario?
You are not required to have one, but the insurer has adjusters and lawyers whose job is to limit what it pays. A lawyer protects your deadlines and makes sure you claim both accident benefits and compensation from the at-fault driver. Speak with Elena Pelz before giving a recorded statement: 647-250-9912.
How much does a personal injury lawyer cost in Ontario?
Personal injury lawyers in Ontario typically work on a contingency fee, using the Law Society of Ontario's standard agreement. You pay nothing up front, and the fee is paid from the settlement or award. At Pelz Law Group, there are no fees unless your case is won or settled.
How long do I have to file a personal injury claim in Ontario?
Generally two years from the date of injury, under the Limitations Act, 2002. Shorter deadlines often apply first: 7 days to notify your auto insurer, 10 days for falls on city property, and 60 days for snow and ice falls on private property.
Can I sue for pain and suffering after a car accident in Ontario?
Only if the injury is a permanent, serious impairment of an important physical, mental or psychological function. In 2026, a $47,913.01 deductible applies to pain and suffering awards under $159,708.71. Learn more about car accident claims.
What are accident benefits in Ontario?
No-fault benefits paid by an auto insurer after a collision, regardless of who caused it. Medical, rehabilitation and attendant care are mandatory, up to $65,000, or $1,000,000 for catastrophic injuries. Since July 1, 2026, income replacement and other benefits depend on the policy.
Can pedestrians and cyclists claim accident benefits?
Yes. If a vehicle was involved, you can apply for accident benefits, through your own auto policy first if you have one, and sue the at-fault driver. The same applies to cyclists, e-bike riders and e-scooter riders struck by a vehicle.
What is the Minor Injury Guideline?
A provincial rule that caps treatment funding at $3,500 for sprains, strains, whiplash and similar injuries. Insurers often apply it too early. Chronic pain, psychological injury or a pre-existing condition can take a claim outside the cap.
How long does a personal injury claim take in Ontario?
Serious claims typically take two to four years. A case should not settle until your recovery and future needs are clear. Accident benefits continue to pay for treatment in the meantime.
Will my personal injury case go to court?
Rarely. Most cases resolve through negotiation or mediation. Preparing each file as if it will go to trial is what produces fair settlement offers.
What should I do after a slip and fall in Ontario?
Get medical care, photograph the hazard and your footwear, report the fall and collect witness names. Ask the property owner in writing to preserve any video. For snow and ice, written notice is due within 60 days. Learn more about slip and fall claims.
Can I sue the city for a slip and fall?
Yes, but written notice must reach the city clerk within 10 days of the fall. For snow and ice on a sidewalk, you must also prove gross negligence. If you fell on city property, call 647-250-9912 now.
What is a catastrophic impairment in Ontario?
A legal designation for the most severe injuries, including paralysis, amputation, serious brain injury, loss of vision and severe psychological impairment. It raises medical and care benefits from $65,000 to as much as $1,000,000. Learn more about catastrophic injury claims.
Can I claim compensation for a concussion?
Yes. A concussion is a brain injury, and headaches, memory problems and fatigue can persist even when scans are normal. Consistent treatment and medical records are what prove it. Learn more about brain injury claims.
What should I do if my long-term disability claim is denied?
Get the denial letter and your full policy, and continue treatment. You generally have two years from the denial to sue, and an internal appeal does not stop that clock. Speak with Elena Pelz before you appeal. Free consultations are available.
Can my insurer cut off disability benefits after two years?
Yes. At 24 months, most policies change from being unable to do your own job to being unable to do any job. This is the most common point for a cut-off, and it can be challenged with medical and vocational evidence. Learn more about long-term disability claims.
Can I sue for wrongful death in Ontario?
Yes. Under the Family Law Act, spouses, children, grandchildren, parents, grandparents and siblings can claim for loss of care, guidance and companionship, lost financial support and funeral costs. The claim generally must start within two years of the death. Learn more about wrongful death claims.
Can I still claim if I was partly at fault?
Yes. Under the Negligence Act, compensation is reduced by your share of fault. If you are found 25% at fault, you recover 75%. Accident benefits are paid regardless of fault.
Should I accept the insurance company's first settlement offer?
Not before it is reviewed. A settlement is final, and early offers often leave out future care and income loss. Elena Pelz will review an offer at no cost: 647-250-9912.
Speak Directly With Elena Pelz
Free consultations. No fees unless your case is won or settled.
